WIDE RANGE OF INSURANCE POLICIES

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Professional and Personalized service is our Trademark!

Motor Fleet Insurance

The policy caters for companies with one or multiple motor vehicles for their operations. In the event of unforeseen incidents affecting these vehicles, ensuring seamless continuity in business operations is crucial. Hence, the policy presents three distinct types of business motor insurance tailored to accommodate the company's specific requirements.

Fire & Allied Perils

In cases where property, whether it be a building, household contents, office equipment, stock-in-trade, etc., suffers damage or loss due to events like fire, flood, windstorm, earthquake, etc., our Fire & Allied Perils Insurance is invaluable in reinstating the lost items.

All-Asset-Risk

Assets All Risk

This policy provides coverage for accidental loss or damage to the client's property or assets, encompassing a wide range of potential causes. Coverage is only limited by the specific exclusions outlined in the policy.

All-Asset-Risk

Contractors-All-Risk

The Contractors-All-Risk Policy is a comprehensive package policy that provides coverage for all the risks faced by a construction firm. The policy primarily protects the property insured at the project site against any sudden and unforeseen physical loss or damage caused by any reason except those explicitly excluded.

Goods in Transit

Goods in Transit insurance provides coverage for your business in the event of accidental loss or damage to goods being transported via roads in Ghana, resulting from any of the following incidents: Fire, Accidents involving the transporting vehicle and Theft occurring after violence or the threat of violence against your employee or carrier, excluding incidents at your own business premises.

Product & Public Liability

The Products Liability Policy covers the Insured against their legal liability for bodily injury to individuals or for loss of, or damage to, property resulting from defects in goods or products sold. The Public Liability Policy protects the insured party against legal liabilities arising from bodily injuries, including illnesses, and any loss or damage to property incurred in connection with the insured business.

Marine Insurance

Marine insurance policies provide coverage for your cargo against various losses that could happen during shipment. This policy can also extend to cover air cargo and other freight types. Two primary types of coverage exist: open covers and single covers.

General Liability

General liability insurance policies typically cover you and your company for claims involving bodily injuries and property damage resulting from your products, services or operations. It may also cover you if you are held liable for damages to your landlord’s property.

Engineering

Engineering

Engineering insurance pertains to insurance coverage designed to offer financial protection against the various risks encountered during construction projects, installation projects, and the operational use of machinery and equipment within projects. This type of insurance encompasses different product categories.

Money Insurance

This policy provides coverage for loss, destruction, or damage due to any accident or unfortunate event to your money while it is in transit or on your business premises. Money is expressed to include cash; bank and currency notes; cheques; postal and money orders.

Fidelity-Guarantee

Fidelity Guarantee

The Fidelity Guarantee policy is crafted to compensate and reimburse employers for financial losses incurred due to fraud or dishonesty committed by their employees in the course of their employment.

Aviation-Insurance

Aviation

Aviation insurance is insurance coverage geared specifically to the operation of aircraft and the risks involved in aviation. Aviation insurance policies are distinctly different from those for other areas of transportation and tend to incorporate aviation terminology, as well as terminology, limits and clauses specific to aviation insurance.

Erection All Risk

Erection all risks (EAR) insurance covers losses arising out of the erection and installation of machinery, plant and steel structures, including physical damage to the project, equipment and machinery, and liability for third-party bodily injury or property damage arising out of these operations.

Workmen-compensation

Workmen Compensation

This policy provides comprehensive protection to the employer against legal liabilities arising from accidents resulting in bodily injury or death of employees during the course of their employment. Coverage is applicable strictly during working hours.

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