The Personal Accident Policy offers compensation to insured individuals for death or injury resulting from accidental, violent, external, and visible causes. In the event of death, a lump sum is provided, while reduced amounts are allocated for the loss of limbs or eyesight.

Furthermore, a weekly benefit, up to a specified maximum duration, is provided for temporary total disablement, along with coverage for necessary medical expenses incurred due to the accident.

The policy remains active 24 hours a day, 7 days a week, with global coverage.